Welcome to Smart Home Ownership

It's never been easy in the UK being a First Time Buyer or looking to Rent To Own your own home.

Buying a home in the UK can be a daunting prospect when there isn't anyone to help and advise you. But don't worry because help is at hand all the way from your very first contact with Smart Home Ownership.

Do you have a deposit to put down on a home?

If you have a deposit (£4,000 or more) then we can help you buy your home FAST via our First Time Buyers scheme.


Do you not have a deposit but can afford extra monthly rent?

If you don't have a deposit it doesn't matter, because if you can afford a few hundred pounds extra on top of a normal monthly rent, we can help you Rent To Buy your own home as well!


To discuss our First Time Buyer or Rent to Buy schemes in more detail, please fill in your details on the left and we will get in touch to discuss your requirements.

There is absolutely no charge or obligation for talking through your options, so take that first step TODAY towards getting onto the property ladder in 2009 with Smart Home Ownership!

Don't forget - You may need to factor in other costs such as life insurance, stamp duty, and removals costs. Did you know? - Did you know you could rent out a room in your new home and earn up to £4,250 a year before paying any tax?